A great starter (infact, any time) implant is the NExT.
It will do everything you have asked for and more with the exception of payments ( except it can, but can’t… this is a larger topic, just have search through these forums and you will understand what I am saying / implying)
here is a starter for you
(Making payments with an implant)
All this in one implant!
Free postage when you purchase it.
Contains a modicum of technologies that will cover most bases.
It is an x-series injectable implant, self, friend or Piercer.
link to partner piercers
Anyway, that’s my opinion and my recommendation for you.
Any more questions, just search these forums and if you dont find your answers, just ask…