If i hit a kid, I would be more worried about the child.
I think the City should set up better bike lanes, ones that cars cannot drive in so easily. Give the kids classes for road driving. Half the people I know that ride to work do it cause they can’t afford more payments.
I used to also dislike bikers, then I became one. I do not think people should disregard the rules of the road at will.
From my experience though, I can now see why some bend the rules. Regular vehicle drivers here will swere toward you if they think you are too close to the line. People are dicks here.
Only part I disagree with is making children carry insurance.