@anon3825968 no hate 
I most certainly would be horrified and my first concern without any hesitation would be the child. I have patched up cyclists befor and would do it again including one who ran into me knocking my off my motorcycle (they atleast had the decency to pay for the damages) but have had friends who where not so luck and the only recourse is civil proceedings.
When you consider someone hitting your car / motorcycle can cause litteral £1000s of damage and its at there discretion to pay for it or for toy to stump up and take them to court. All im saying is thats not fair.
Like i said the parent should have to have the child insured of course its unrealistic for the child to have it.