This was sent to me as a promotion in the hopes that I would activate it and deposit my pay with them.
It is unactivated, and I am not planning on activating or using it. Personally I think that this is a very dubious way of doing business (it doesn’t say that it is only an offer until you start reading the small print in the 15 page booklet. My first thought was it was an attempt at identity theft.)
I will probably poke at it a bit more just to see how locked down it is, and assuming it is locked down will probably just destroy it. Usually I am only sent contact based chip cards, so this is just an interesting toy at this point.