Which Transponder Right For Me

For access control, an xNT and an xEM would cover most of the stuff you are going to do.

With access control, the key/lock paradigm is reversed. Instead of having multiple copies of one key for a particular lock, you have one key and you enable that key to work with that lock. So you can use one implant work on multiple locks (assuming you have authority to add keys to the access control system).

Payments…no.