Can someone explain to me why we can’t just write digital cards to an implant?

I’m certain this is probably just beating a dead horse, but it really is my only hiccup before getting an apex flex myself, and I had a question that maybe someone smarter than me could answer.

There’s an app called Privacy.com, that’s officially partnered with Mastercard. All digital cards generated are done by them. I use it myself, but basically it lets you create digital debit cards meant to be either one time use or merchant locked so that if a company has a data breach that card in particular is what is leaked and so it’s easy as pie for you to just cancel that card because it’s unable to be used elsewhere.

My question is, what’s stopping us from being able to write a digital card generated by privacy.com to something like the apex flex for contactless payment? As far as I understand it Fidesmo pay is able to handle the tokenization and key exchanges, I’m just wondering if this platform is able to offer a workaround to the whole “cards expire” argument. Because if we can just write a new card to the chip, what’s stopping us?

super short answer as I’m at work:

Mastercard and Visa do not like implants! Fidesmo Pay has to work under the rules set by the big guys hence why it’s not possible. Only way at the moment is to convert a card into an implant until they catch up to 2025 :wink:

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Basically this.. MC and Visa control the ecosystem from the top. If they found out anyone down stream was breaking their rules, they would deactivate the entire branch of downstream players if necessary to get it to stop. Nobody is willing to risk complete deplatforming. Hence…

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