Looks like from my initial reading that credit cards generally cannot be made wearable or implantable, outside of the payment conversion chip that doesn’t work with cards that are EMV and contactless (as they are here in Australia).
One bank here, Bendigo Bank, offers the Halo payment ring but the rest (we have four major banks) offer Google and Apple Pay integration on watches, phones, etc.
I’d love to get credit card payments on a ring for one of the major banks. Less so an implantable because of expiry and cards being rolled.
Anyway, I thought I’d ask this again in case things had changed or my research was wrong.
In the meantime I intend to get a Halo and wire money to it as needed. My phone will be in a super tough case (I obliterate phones) and none of these seem to work with NFC.
Funny you mention that! I just opened up a Bankwest account exclusively to get a halo ring, wire spending money into it so I can go cardless at work ect.
Agreed the 3-year expiry is pretty dumb, seeing as they are about $40 a ring. but I don’t mind as the only reason for me not getting a converted chip implant was having to remove it after the card was expired anyway.
I’ve looked at these before actually… well rings constructed like these… and it’s a serious pain to get at the chip. Not impossible, but risk of failure and destroying the chip in the process is pretty high. I’ve tried to get at the chips embedded in these rings a few times… ring bits and a dead chip are all that’s left of those attempts.
If I’m not mistaken, Bankwest has a “sticker” kind of thing that is contactless only… conversion is much more likely with that.
I tried a similar style ring but with 125kHz ceramic ring; I managed to get the chip out, and it visually looked okay, I broke the antenna coil in the process.
The hardest part of it, was locating where the chip was, so I didn’t break it whilst trying to open it up
seeing as amal offers custom chips via your card, it’s doable. but I don’t think you will be able to have a plain band ring (I’m not too sure how the wiring works tho), you may need to put it in a compartment at the top (think class rings in America)
So I don’t know if he’s accepting work right now, and I have no idea on price, but I have a friend who makes gorgeous rings and has done nfc rings before. I’ll link his page when I can if you’re interested. You’d still need to swap antennas probably