NxtPay vs Walletmor

Hi folks,
I know there are these two payment implants out there for instance.
Can someone explain me what are the differences between the both?

Yeah I can do that, since I designed both of them.

Physically they’re both nearly identical. They use a similar factor flex PCB which is encapsulated by DTs flex biopolymer.

Functionally the Walletmor uses a chip from a company called iCard, and in the EU you can point it at your bank account and load money onto it. I’m some other localities there are other versions of the Walletmor that more or less work.

The NXTPAY is from a company called DigiWell and only works in Germany. It uses a chip from a company called VIMPay that is basically a prepaid debit card that you load funds onto. There’s a new version coming out soon that is a bit different, but the details aren’t public yet.

They both have different expiration dates and such, but they’re similar. I would recommend not posting videos of you using your implant with any personal details online because the conversion implants are technically against the rules and companies can shut them down if they find you.

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Thanks for the details.
Is it not an additional difference that walletmor account where you put money on is in Bulgaria instead of Germany with the nxtpay?

AFAIK, the nxtpay works in all countries not only Germany.

Are there any difference regarding the chip from a card perspective? What I mean is, nxtpay is a debitcard and walletmor is a prepaid or something like this, right?

Hopefully people who actually have them can weigh in on the user experience, but afaik they’re both basically prepaid cards that you load money onto. While the iCard supporting bank that Walletmor uses is based in Bulgaria (I think), it can be used anywhere in the EU, and probably globally. You need an EU address to sign up though. The VIMPay cards you need a German address to sign up, but they can probably be used intentionally. There may be exchange fees though.

Shameless plug there’s also a CoM conversion implant coming out very soon (weeks) that you can use to convert a large number of credit cards all over the world. They just need to have a specific kind of contact interface that has a small antenna built in.

Got it.
Yeah what I saw is that the walletmor has around 7y duration while the nxtpay has 5y.