Payment app question

Hey there! So, I’m currently scouring different alternatives for payment implants with expiry date being my main concern. Read that US payment implants were a bit restricted by visa/mastercard involvement which tanks hard:/ But was delving into EU payment apps that allow wearables such as keychains or bracelets with mini cards. I was curious if anyone has ever used VIMpay or W1tty as a payment platform for implants or if anyone may have any experience with payment apps that use these types of wearables or mini cards in the EU,

currently vimpay and w1tty both use standard card data which expires. we’ve converted some vimpay in the past but it still suffers from the expiration issue.

DigiWell offers a VIMPay conversion in Germany.