Generally those 3 points are correct, and also what Zwack said is correct, but, there are exceptions.
FYI those 3 points on the webpage are actually links to more info.
Share data with NFC enabled smartphones
• Trigger events on NFC devices like smartphones
Tasker
• Can’t make payments with this chip implant
Depends on your definition of payment, but it can be used for payment in closed systems if it is supported ( vending machines, cafeteria etc ) But also on some public transport systems, again, if it is supported
Looking at your CURRENT proposed plan
I still think this one is a better option for you ( I think you will have better reads with fewer issues in that location )
unless there is another reason why you don’t want to put it there?..