Question for a newbie about the lock of NFC chip

It’s possible that bit in the EEPROM was hit by cosmic radiation (no joke) and flipped. There’s a non-zero chance of that happening, and it seems like a viable explanation considering the small number of people affected.

Normally the ECC on the chip would correct for any erroneous bit-flipping. Unfortunately, those bits in the Capability Container are One Time Programmable, it’s possible the ECC can’t fix them.