What implants could the Apex replace?

Thx for your quick answers, good link @Pilgrimsmaster !
To continue the quote:

This means the Apex won’t cross the flexM1gen2 from my wishlist, as I want to clone cards…
Still not sure about the DF2 tho’, also this raises another question.
I don’t understand this thing with the application IDs yet.
Will I be able to use my Apex as DF1/2 while also using it to pay, etc?

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