When apex comes out, How important is an NFC phone?

Haha, Thanks for your patience
Here you go…

OTP
One-time password

A one-time password, also known as one-time pin or dynamic password, is a password that is valid for only one login session or transaction

PGP
Pretty Good Privacy ( PGP ) is an encryption program that provides cryptographic privacy and authentication for data communication. PGP is used for signing, encrypting, and decrypting texts, e-mails, files, directories, and whole disk partitions and to increase the security of e-mail communications

U2F
Universal 2nd Factor (U2F) is an open standard that strengthens and simplifies two-factor authentication (2FA) using near-field communication (NFC)

KeePass
Password Safe is a free and open-source password manager

GIDS
Generic Identity Device Specification (GIDS) for Smart Card Authentication. GIDS sets out the functionality of a physical identity device that can be used for authentication, such as a smart card or USB token. GIDS is a standard for smart cards that enables them to be used for authentication
( I didn’t know this one either)

PIV
Personal Identity Verification

WebAuthn
Web Authentication , the new API that can replace passwords with strong authentication.

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