Payment is difficult. It requires an extra implant currently.
For example the NExT has 2 chips, you can clone your work badge to it (if it’s the correct chip type) and register it at various locks & unlock your PC+ have a URL on it when phones scan it.
The VivoKey Apex to be released SOON™ can literally run multiple applets, so added to the above comes online authentication stuff, a good computer login and so so much more possibilities.
This is a good starting point.
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