@amal is the guy who runs this forum, and also Dangerous Things, the company which we use to buy our implants and etc.
He’s really good with customer care and would be happy to help you out here if you ask (probably in another thread. I feel like this one is kinda tainted at the moment. my bad…
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Since he is not only a businessman, but a full fledged tchie and biohacker, he would be the best person to help you make a decision.
This is the payment conversion service (just click on the link).
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It costs 200 USD.
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it is not 100% guaranteed to work, so worth it having a chat with Amal first. (some of the payment methods he would already know if are convertible or not)
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it does have an expiry date. No matter what you use now, within 3 to 5 years you will need to replace it (be it walletmor, a card conversion, etc… this has to do with Visa/Mastercard imposing arbitrary limits)
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In the UK, do NOT convert a bank card. They are required to be inserted with the chip into the terminal every N contactless transactions, so a bank card NFC conversion would only last you a few uses until it becomes a pretty brick.
Use an “NFC wearable” instead if you want a conversion service.
Some other bits of info for clarity:
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Walletmor has a partnership with Dangerous Things. Their business model, in an oversimplified nutshell, is to buy a bunch of fobs from iCard and then use DT to do batches of conversion implants with them. Then they resell it for you.
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You can still get an iCard in the UK, but they charge you £50 every month just for the pleasure of using their services.
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If you have an iCard registered in Europe, when using it in the UK you’ll end up paying some transaction fees. Most notoriously, when topping it up.
iCard works as a top up card, so you need to put money in, and then use it. They don’t charge you if you do a bank transfer top up, but charge a fee for any other method. Tricky bit is… with Brexit, depending on your bank and all, your bank might charge you a fee for topping up an european payment service. So worth checking those things first. (Brexit and finance is still murky territory, so these things change a lot at the moment)
- UK contactless terminals are… Weird, to say the least.
I’ve had a walletmor implant and currently hold an NFC ring for payment, and tested them a lot both here (UK) and abroad:
While in places such as Norway or Italy I can usually get the ring to work from about an inch away from the reader, in UK I feel like no one really got how to tweak contactless machines yet.
In the majority of cases in the UK, I need to actively touch the reader with the ring and wait about 1 second for it to work.
Or… Some of those new large white machines pick the ring about 5 inches away. But those are also so “good” that even if I’m using a bank card to do the payment, I cannot use my right hand to pay, because the machine reads both the card and my other NFC implants, and then complains “Please present only one card”.
Other honorable mentions are the self service terminals that you need to almost punch the touch screen to get a read, or the machines which will insist for you to “insert the card” even for an NFC fob
at least this seems to be a terminal-specific issue, unlike the bank cards that require being insted themselves.